If you surf in colder climes, it’s worth investing in a Surf-Fur Waterproof Parka.
On cold days, my Surf-Fur kept me warm while I checked the waves, and after getting out of the water, I’d wrap it around my shivering self and instantly feel much warmer.
Now that I’m living near the beach, I put it on over my dripping wetsuit and drive home without getting my cloth car seats wet and salty.
The parka also has through-slits in the large side pockets, if you want to change underneath while staying warm and covered.
Buy the Surf-Fur Waterproof Parka here. If you live in Europe, why not check out the similar DryRobe.